I still remember the call from my cousin in Montclair last February. “There’s water coming through my dining room ceiling,” she said, her voice tight with stress. “The plumber says it’s been leaking for months.” What shocked her wasn’t just the $6,800 repair bill – it was learning that her home had been sending signals for nearly a year that something was wrong. Signals she’d completely missed. Her story isn’t unique. After twenty-seven years inspecting…